Microsoft Teams vs Zoho Cliq

Microsoft Teams
Microsoft Teams is the chat-based workspace in Office 365 that integrates all the people, content, and tools your team needs to be more engaged and effective. Microsoft Teams free open-source (self-hosted) alternatives are: Mattermost, Rocket.Chat, Zulip
Zoho Cliq
Zoho Cliq combines content and communications into a single view to give you a comprehensive picture of your team's work. Zoho cliq is designed to let information flow freely to bring about that much required transparency to work.

2009 - Zoho presented major upgrade of the chat application. Microsoft Teams keeps calm

Zoho introduced a new feature to their online suite of productivity applications: Zoho Chat 2.0. In Zoho Chat 2.0, you now have the ability to connect with others - both Zoho users and not - on IM networks like Yahoo!, Google Chat, MSN/Windows Live, AIM, ICQ, and any network that supports Jabber. The chat application itself can be launched from within nearly every Zoho online application. Zoho Chat 2.0 offers most of the features that you have come to expect from your IM desktop applications. You can send files, start meetings, record your chat history, customize your theme, and more - just like regular IM apps allow. The chat tool is also able to send you notifications from activities that take place within Zoho itself, including document sharing notifications, unread chat messages and more - definitely a handy feature. Future releases for chat include plans to introduce even more IM networks, most notably Skype